The traditional physical bank branch get more info is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has resulted to a drop in branch establishments, and many institutions are consolidating existing br

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the ratio of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is effectively deploying its assets to g